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Bluetab's PAYD insurance support system fully automates the back office processes of dynamic pricing and billing required to operate a commercial-grade, usage-based motor insurance scheme. Our expertise in real-time telecoms rating and billing enables us to support with total reliability the high-volume, complex pricing calculations needed to derive dynamic insurance premiums on an individual driver basis. These premiums, typically billed monthly in arrears, can be a simple function of the number of miles driven, or can vary according to multiple sophisticated parameters including the time, route and congestion levels of a particular journey, the style of driving and the identity of the driver. Using Bluetab's technology as part of an end-to-end solution, insurers can change the cost of insurance dynamically, enabling them to achieve better alignment of insurance cover with actual risk, and allowing them to charge their customers on a fairer basis and encourage more responsible road use. To find out more about our capabilities in this area, please get in touch. |
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